Side-by-side · Q2 2026 data
Platinum Bank vs Think Mutual Bank
Metric by metric
| Measure | Platinum Bank | Think Mutual Bank |
|---|---|---|
| TellerScore | 55 | 86 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 73 | 92 (stronger) |
| Earnings | 81 (stronger) | 45 |
| Funding & liquidity | 10 | 95 (stronger) |
| Problem-loan coverage | 81 | 98 (stronger) |
| Peer percentile | 11th | 97th |
| Total assets | $739.1M | $2.2B |
| Deposits / shares | $601.1M | $1.9B |
| Capital ratio | 8.55% | 16.25% (stronger) |
| Problem loans | 0.81% | 0.25% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.53% (stronger) | 0.63% |
| Loans ÷ deposits | 107.1% | 64.8% (stronger) |
| Uninsured deposits | 54.3% | 5.8% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | 12.2% |
Think Mutual Bank has the higher TellerScore (86 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Platinum Bank leads on 2 and Think Mutual Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.