Side-by-side · Q2 2026 data
Plattsburgh City School District Federal Credit Union vs Ufirst Federal Credit Union
Credit union
Plattsburgh City School District Federal Credit Union
Plattsburgh, New York · Under $100 million in assets
Metric by metric
| Measure | Plattsburgh City School District Federal Credit Union | Ufirst Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 75 |
| Capital cushion | 100 | 100 |
| Loan quality | 89 (stronger) | 69 |
| Earnings | 63 (stronger) | 40 |
| Funding & liquidity | 77 (stronger) | 70 |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 80th | 66th |
| Total assets | $9.4M | $128.6M |
| Deposits / shares | $7.9M | $113.5M |
| Capital ratio | 15.57% (stronger) | 15.41% |
| Problem loans | 0.32% (stronger) | 0.92% |
| Net charge-offs | 0.04% (stronger) | 0.40% |
| Return on assets | 1.09% (stronger) | 0.51% |
| Loans ÷ deposits | 83.3% (stronger) | 90.5% |
| Uninsured deposits | 0.0% (stronger) | 2.5% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Plattsburgh City School District Federal Credit Union has the higher TellerScore (86 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Plattsburgh City School District Federal Credit Union leads on 7 and Ufirst Federal Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.