Side-by-side · Q2 2026 data
Pocahontas State Bank vs West Iowa Bank
Metric by metric
| Measure | Pocahontas State Bank | West Iowa Bank |
|---|---|---|
| TellerScore | 71 | 82 (stronger) |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 36 | 100 (stronger) |
| Earnings | 40 | 70 (stronger) |
| Funding & liquidity | 98 (stronger) | 80 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 47th | 82nd |
| Total assets | $122.6M | $222.1M |
| Deposits / shares | $83.1M | $183.0M |
| Capital ratio | 26.35% (stronger) | 11.89% |
| Problem loans | 1.93% | 0.01% (stronger) |
| Net charge-offs | 0.17% | -0.02% (stronger) |
| Return on assets | 0.50% | 1.25% (stronger) |
| Loans ÷ deposits | 52.7% (stronger) | 70.8% |
| Uninsured deposits | 17.0% (stronger) | 23.5% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Iowa Bank has the higher TellerScore (82 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Pocahontas State Bank leads on 3 and West Iowa Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.