Side-by-side · Q2 2026 data
Pointbank vs Dallas Capital Bank, National Association
Metric by metric
| Measure | Pointbank | Dallas Capital Bank, National Association |
|---|---|---|
| TellerScore | 53 | 68 (stronger) |
| Capital cushion | 40 | 63 (stronger) |
| Loan quality | 41 | 100 (stronger) |
| Earnings | 58 (stronger) | 56 |
| Funding & liquidity | 78 (stronger) | 16 |
| Problem-loan coverage | 77 | 100 (stronger) |
| Peer percentile | 11th | 49th |
| Total assets | $1.2B | $1.2B |
| Deposits / shares | $968.3M | $938.9M |
| Capital ratio | 8.99% | 11.35% (stronger) |
| Problem loans | 1.77% | 0.00% (stronger) |
| Net charge-offs | 0.10% | -0.00% (stronger) |
| Return on assets | 0.95% (stronger) | 0.89% |
| Loans ÷ deposits | 60.2% (stronger) | 99.0% |
| Uninsured deposits | 35.0% (stronger) | 55.7% |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | — |
Dallas Capital Bank, National Association has the higher TellerScore (68 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Pointbank leads on 3 and Dallas Capital Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.