Side-by-side · Q2 2026 data
Pointbank vs Datcu Credit Union
Metric by metric
| Measure | Pointbank | Datcu Credit Union |
|---|---|---|
| TellerScore | 53 | 89 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 41 | 96 (stronger) |
| Earnings | 58 | 83 (stronger) |
| Funding & liquidity | 78 (stronger) | 55 |
| Problem-loan coverage | 77 | 98 (stronger) |
| Peer percentile | 11th | 97th |
| Total assets | $1.2B | $1.8B |
| Deposits / shares | $968.3M | $1.5B |
| Capital ratio | 8.99% | 17.19% (stronger) |
| Problem loans | 1.77% | 0.13% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.69% |
| Return on assets | 0.95% | 1.57% (stronger) |
| Loans ÷ deposits | 60.2% (stronger) | 105.5% |
| Uninsured deposits | 35.0% | 5.0% (stronger) |
| Offices | 9 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | — |
Datcu Credit Union has the higher TellerScore (89 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Pointbank leads on 2 and Datcu Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Denton, TX
- Argyle, TX
- Aubrey, TX
- Flower Mound, TX
- Lewisville, TX