Side-by-side · Q2 2026 data
Pointbank vs Syracuse Fire Department Employees Federal Credit Union
Credit union
Syracuse Fire Department Employees Federal Credit Union
Syracuse, New York · $100 million – $1 billion
Metric by metric
| Measure | Pointbank | Syracuse Fire Department Employees Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 89 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 41 | 68 (stronger) |
| Earnings | 58 | 92 (stronger) |
| Funding & liquidity | 78 | 98 (stronger) |
| Problem-loan coverage | 77 | 93 (stronger) |
| Peer percentile | 11th | 94th |
| Total assets | $1.2B | $147.4M |
| Deposits / shares | $968.3M | $125.0M |
| Capital ratio | 8.99% | 15.18% (stronger) |
| Problem loans | 1.77% | 0.95% (stronger) |
| Net charge-offs | 0.10% | 0.03% (stronger) |
| Return on assets | 0.95% | 1.80% (stronger) |
| Loans ÷ deposits | 60.2% (stronger) | 62.0% |
| Uninsured deposits | 35.0% | 8.5% (stronger) |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | — |
Syracuse Fire Department Employees Federal Credit Union has the higher TellerScore (89 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Pointbank leads on 1 and Syracuse Fire Department Employees Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.