Side-by-side · Q2 2026 data
Pointwest Bank vs Spur Security Bank
Metric by metric
| Measure | Pointwest Bank | Spur Security Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 77 |
| Capital cushion | 75 (stronger) | 74 |
| Loan quality | 100 | 100 |
| Earnings | 89 (stronger) | 50 |
| Funding & liquidity | 100 (stronger) | 62 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 95th | 68th |
| Total assets | $137.3M | $140.6M |
| Deposits / shares | $121.8M | $127.3M |
| Capital ratio | 12.54% (stronger) | 12.39% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.72% (stronger) | 0.75% |
| Loans ÷ deposits | 40.1% (stronger) | 74.2% |
| Uninsured deposits | 12.0% (stronger) | 36.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pointwest Bank has the higher TellerScore (90 vs 77). On the 6 directional measures above (where higher or lower is clearly better), Pointwest Bank leads on 5 and Spur Security Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.