Side-by-side · Q2 2026 data
Police Federal Credit Union vs U S Postal Service Federal Credit Union
Credit union
U S Postal Service Federal Credit Union
Clinton, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Police Federal Credit Union | U S Postal Service Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 62 |
| Capital cushion | 93 (stronger) | 57 |
| Loan quality | 56 | 76 (stronger) |
| Earnings | 21 | 22 (stronger) |
| Funding & liquidity | 82 | 83 (stronger) |
| Problem-loan coverage | 88 | 91 (stronger) |
| Peer percentile | 41st | 26th |
| Total assets | $175.9M | $280.3M |
| Deposits / shares | $146.0M | $249.7M |
| Capital ratio | 14.25% (stronger) | 10.71% |
| Problem loans | 1.33% | 0.72% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.26% |
| Return on assets | 0.02% | 0.05% (stronger) |
| Loans ÷ deposits | 78.6% | 77.0% (stronger) |
| Uninsured deposits | 8.2% (stronger) | 9.2% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Police Federal Credit Union has the higher TellerScore (67 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Police Federal Credit Union leads on 4 and U S Postal Service Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.