Side-by-side · Q2 2026 data
Polish-American Federal Credit Union vs Safe Harbor Credit Union
Metric by metric
| Measure | Polish-American Federal Credit Union | Safe Harbor Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 44 |
| Capital cushion | 78 (stronger) | 44 |
| Loan quality | 54 (stronger) | 22 |
| Earnings | 69 (stronger) | 44 |
| Funding & liquidity | 85 (stronger) | 69 |
| Problem-loan coverage | 85 (stronger) | 57 |
| Peer percentile | 57th | 2nd |
| Total assets | $195.1M | $183.8M |
| Deposits / shares | $169.0M | $165.3M |
| Capital ratio | 12.79% (stronger) | 9.45% |
| Problem loans | 1.37% (stronger) | 2.33% |
| Net charge-offs | 0.01% (stronger) | 0.54% |
| Return on assets | 1.23% (stronger) | 0.60% |
| Loans ÷ deposits | 75.6% (stronger) | 90.5% |
| Uninsured deposits | 5.8% (stronger) | 15.6% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | — |
Polish-American Federal Credit Union has the higher TellerScore (72 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Polish-American Federal Credit Union leads on 7 and Safe Harbor Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.