Side-by-side · Q2 2026 data
Polish National Credit Union vs Greater Springfield Credit Union
Credit union
Greater Springfield Credit Union
Springfield, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Polish National Credit Union | Greater Springfield Credit Union |
|---|---|---|
| TellerScore | 76 | 94 (stronger) |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 94 (stronger) | 85 |
| Earnings | 41 | 92 (stronger) |
| Funding & liquidity | 56 | 99 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 68th | 98th |
| Total assets | $776.9M | $230.3M |
| Deposits / shares | $614.5M | $188.5M |
| Capital ratio | 13.58% | 19.74% (stronger) |
| Problem loans | 0.17% (stronger) | 0.45% |
| Net charge-offs | -0.04% (stronger) | 0.03% |
| Return on assets | 0.52% | 1.79% (stronger) |
| Loans ÷ deposits | 104.4% | 61.6% (stronger) |
| Uninsured deposits | 8.3% (stronger) | 12.2% |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | — |
Greater Springfield Credit Union has the higher TellerScore (94 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Polish National Credit Union leads on 3 and Greater Springfield Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.