Side-by-side · Q2 2026 data
Polk County Credit Union vs Gas & Electric Employees Credit Union
Credit union
Gas & Electric Employees Credit Union
Mason City, Iowa · Under $100 million in assets
Metric by metric
| Measure | Polk County Credit Union | Gas & Electric Employees Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 69 |
| Capital cushion | 100 | 100 |
| Loan quality | 99 (stronger) | 0 |
| Earnings | 100 (stronger) | 98 |
| Funding & liquidity | 62 | 66 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 95th | 38th |
| Total assets | $5.5M | $4.5M |
| Deposits / shares | $4.2M | $2.3M |
| Capital ratio | 23.65% | 48.08% (stronger) |
| Problem loans | 0.04% (stronger) | 4.11% |
| Net charge-offs | 0.27% | 0.00% (stronger) |
| Return on assets | 2.69% (stronger) | 1.95% |
| Loans ÷ deposits | 98.2% | 94.5% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Polk County Credit Union has the higher TellerScore (94 vs 69). On the 6 directional measures above (where higher or lower is clearly better), Polk County Credit Union leads on 3 and Gas & Electric Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.