Side-by-side · Q2 2026 data
Port City Federal Credit Union vs Auto-Owners Associates Credit Union
Credit union
Auto-Owners Associates Credit Union
Lansing, Michigan · Under $100 million in assets
Metric by metric
| Measure | Port City Federal Credit Union | Auto-Owners Associates Credit Union |
|---|---|---|
| TellerScore | 80 | 96 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 99 (stronger) | 92 |
| Earnings | 45 | 89 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 65th | 97th |
| Total assets | $42.1M | $43.8M |
| Deposits / shares | $36.8M | $35.4M |
| Capital ratio | 12.13% | 18.62% (stronger) |
| Problem loans | 0.04% (stronger) | 0.25% |
| Net charge-offs | -0.04% (stronger) | 0.50% |
| Return on assets | 0.63% | 1.73% (stronger) |
| Loans ÷ deposits | 40.0% | 19.6% (stronger) |
| Uninsured deposits | 4.0% | 1.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Auto-Owners Associates Credit Union has the higher TellerScore (96 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Port City Federal Credit Union leads on 2 and Auto-Owners Associates Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.