Side-by-side · Q2 2026 data
Port City Federal Credit Union vs Gerber Federal Credit Union
Metric by metric
| Measure | Port City Federal Credit Union | Gerber Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 67 |
| Capital cushion | 71 (stronger) | 52 |
| Loan quality | 99 (stronger) | 70 |
| Earnings | 45 | 50 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 65th | 41st |
| Total assets | $42.1M | $259.5M |
| Deposits / shares | $36.8M | $233.0M |
| Capital ratio | 12.13% (stronger) | 10.19% |
| Problem loans | 0.04% (stronger) | 0.89% |
| Net charge-offs | -0.04% (stronger) | 0.54% |
| Return on assets | 0.63% | 0.74% (stronger) |
| Loans ÷ deposits | 40.0% (stronger) | 60.5% |
| Uninsured deposits | 4.0% | 2.5% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.2% |
Port City Federal Credit Union has the higher TellerScore (80 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Port City Federal Credit Union leads on 5 and Gerber Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.