Side-by-side · Q2 2026 data
Port City Federal Credit Union vs Muskegon Federal Credit Union
Metric by metric
| Measure | Port City Federal Credit Union | Muskegon Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 75 |
| Capital cushion | 71 (stronger) | 60 |
| Loan quality | 99 (stronger) | 94 |
| Earnings | 45 (stronger) | 44 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 65th | 52nd |
| Total assets | $42.1M | $80.8M |
| Deposits / shares | $36.8M | $71.1M |
| Capital ratio | 12.13% (stronger) | 10.97% |
| Problem loans | 0.04% (stronger) | 0.18% |
| Net charge-offs | -0.04% (stronger) | 0.37% |
| Return on assets | 0.63% (stronger) | 0.60% |
| Loans ÷ deposits | 40.0% (stronger) | 45.9% |
| Uninsured deposits | 4.0% (stronger) | 6.9% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Port City Federal Credit Union has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Port City Federal Credit Union leads on 7 and Muskegon Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.