Side-by-side · Q2 2026 data
Portage Bank vs American Continental Bank
Metric by metric
| Measure | Portage Bank | American Continental Bank |
|---|---|---|
| TellerScore | 44 | 87 (stronger) |
| Capital cushion | 25 | 100 (stronger) |
| Loan quality | 62 | 88 (stronger) |
| Earnings | 48 | 80 (stronger) |
| Funding & liquidity | 21 | 59 (stronger) |
| Problem-loan coverage | 78 | 97 (stronger) |
| Peer percentile | 4th | 91st |
| Total assets | $116.2M | $385.3M |
| Deposits / shares | $93.6M | $316.7M |
| Capital ratio | 7.49% | 16.23% (stronger) |
| Problem loans | 1.13% | 0.37% (stronger) |
| Net charge-offs | -0.00% (stronger) | -0.00% |
| Return on assets | 0.69% | 1.49% (stronger) |
| Loans ÷ deposits | 92.8% | 89.2% (stronger) |
| Uninsured deposits | 56.2% | 25.8% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | 6.4% |
American Continental Bank has the higher TellerScore (87 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Portage Bank leads on 1 and American Continental Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.