Side-by-side · Q2 2026 data
Portage Bank vs GBC International Bank
Metric by metric
| Measure | Portage Bank | GBC International Bank |
|---|---|---|
| TellerScore | 44 | 83 (stronger) |
| Capital cushion | 25 | 100 (stronger) |
| Loan quality | 62 | 91 (stronger) |
| Earnings | 48 | 63 (stronger) |
| Funding & liquidity | 21 | 52 (stronger) |
| Problem-loan coverage | 78 | 98 (stronger) |
| Peer percentile | 4th | 84th |
| Total assets | $116.2M | $658.5M |
| Deposits / shares | $93.6M | $504.6M |
| Capital ratio | 7.49% | 15.94% (stronger) |
| Problem loans | 1.13% | 0.26% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.03% |
| Return on assets | 0.69% | 1.08% (stronger) |
| Loans ÷ deposits | 92.8% | 89.5% (stronger) |
| Uninsured deposits | 56.2% | 32.1% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | — |
GBC International Bank has the higher TellerScore (83 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Portage Bank leads on 1 and GBC International Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.