Side-by-side · Q2 2026 data
Portage Bank vs Liberty Bank
Metric by metric
| Measure | Portage Bank | Liberty Bank |
|---|---|---|
| TellerScore | 44 | 57 (stronger) |
| Capital cushion | 25 | 44 (stronger) |
| Loan quality | 62 | 95 (stronger) |
| Earnings | 48 (stronger) | 34 |
| Funding & liquidity | 21 | 25 (stronger) |
| Problem-loan coverage | 78 | 98 (stronger) |
| Peer percentile | 4th | 14th |
| Total assets | $116.2M | $206.0M |
| Deposits / shares | $93.6M | $164.4M |
| Capital ratio | 7.49% | 9.35% (stronger) |
| Problem loans | 1.13% | 0.14% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.69% (stronger) | 0.36% |
| Loans ÷ deposits | 92.8% (stronger) | 100.8% |
| Uninsured deposits | 56.2% | 45.6% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | — |
Liberty Bank has the higher TellerScore (57 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Portage Bank leads on 3 and Liberty Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.