Side-by-side · Q2 2026 data
Portage Bank vs UniBank
Metric by metric
| Measure | Portage Bank | UniBank |
|---|---|---|
| TellerScore | 44 | 50 (stronger) |
| Capital cushion | 25 (stronger) | 23 |
| Loan quality | 62 | 82 (stronger) |
| Earnings | 48 (stronger) | 10 |
| Funding & liquidity | 21 | 76 (stronger) |
| Problem-loan coverage | 78 | 91 (stronger) |
| Peer percentile | 4th | 7th |
| Total assets | $116.2M | $393.0M |
| Deposits / shares | $93.6M | $322.6M |
| Capital ratio | 7.49% (stronger) | 7.31% |
| Problem loans | 1.13% | 0.54% (stronger) |
| Net charge-offs | -0.00% | -1.39% (stronger) |
| Return on assets | 0.69% (stronger) | -0.25% |
| Loans ÷ deposits | 92.8% | 83.0% (stronger) |
| Uninsured deposits | 56.2% | 16.0% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | — |
UniBank has the higher TellerScore (50 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Portage Bank leads on 2 and UniBank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.