Side-by-side · Q2 2026 data
Potomac Bank vs CNB Bank, Inc.
Metric by metric
| Measure | Potomac Bank | CNB Bank, Inc. |
|---|---|---|
| TellerScore | 73 (stronger) | 70 |
| Capital cushion | 49 (stronger) | 45 |
| Loan quality | 97 | 97 |
| Earnings | 76 (stronger) | 62 |
| Funding & liquidity | 59 | 63 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 53rd | 43rd |
| Total assets | $980.2M | $805.7M |
| Deposits / shares | $847.9M | $652.5M |
| Capital ratio | 9.85% (stronger) | 9.50% |
| Problem loans | 0.08% (stronger) | 0.09% |
| Net charge-offs | 0.07% | -0.00% (stronger) |
| Return on assets | 1.40% (stronger) | 1.05% |
| Loans ÷ deposits | 90.5% | 88.6% (stronger) |
| Uninsured deposits | 24.5% | 23.1% (stronger) |
| Offices | 9 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.4% | 9.5% |
Potomac Bank has the higher TellerScore (73 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Potomac Bank leads on 4 and CNB Bank, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.