Side-by-side · Q2 2026 data
Powell Valley National Bank vs Commercial Bank
Metric by metric
| Measure | Powell Valley National Bank | Commercial Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 77 |
| Capital cushion | 57 | 66 (stronger) |
| Loan quality | 93 (stronger) | 88 |
| Earnings | 100 (stronger) | 93 |
| Funding & liquidity | 56 (stronger) | 49 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 72nd | 83rd |
| Total assets | $516.5M | $2.4B |
| Deposits / shares | $460.0M | $1.9B |
| Capital ratio | 10.67% | 11.58% (stronger) |
| Problem loans | 0.21% (stronger) | 0.35% |
| Net charge-offs | -0.01% | -0.01% (stronger) |
| Return on assets | 2.20% (stronger) | 1.82% |
| Loans ÷ deposits | 87.6% (stronger) | 100.2% |
| Uninsured deposits | 30.4% | 24.9% (stronger) |
| Offices | 7 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.0% | 7.9% |
Powell Valley National Bank has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Powell Valley National Bank leads on 4 and Commercial Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.