Side-by-side · Q2 2026 data
Powell Valley National Bank vs Pioneer Bank
Metric by metric
| Measure | Powell Valley National Bank | Pioneer Bank |
|---|---|---|
| TellerScore | 78 | 84 (stronger) |
| Capital cushion | 57 | 70 (stronger) |
| Loan quality | 93 | 99 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 56 (stronger) | 53 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 72nd | 86th |
| Total assets | $516.5M | $371.8M |
| Deposits / shares | $460.0M | $296.2M |
| Capital ratio | 10.67% | 11.96% (stronger) |
| Problem loans | 0.21% | 0.03% (stronger) |
| Net charge-offs | -0.01% | -0.04% (stronger) |
| Return on assets | 2.20% | 2.81% (stronger) |
| Loans ÷ deposits | 87.6% (stronger) | 97.1% |
| Uninsured deposits | 30.4% | 24.3% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.0% | 14.7% |
Pioneer Bank has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Powell Valley National Bank leads on 1 and Pioneer Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.