Side-by-side · Q2 2026 data
Powell Valley National Bank vs TruPoint Bank
Metric by metric
| Measure | Powell Valley National Bank | TruPoint Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 77 |
| Capital cushion | 57 (stronger) | 56 |
| Loan quality | 93 | 99 (stronger) |
| Earnings | 100 (stronger) | 65 |
| Funding & liquidity | 56 | 80 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 72nd | 68th |
| Total assets | $516.5M | $690.8M |
| Deposits / shares | $460.0M | $593.7M |
| Capital ratio | 10.67% (stronger) | 10.60% |
| Problem loans | 0.21% | 0.02% (stronger) |
| Net charge-offs | -0.01% | -0.11% (stronger) |
| Return on assets | 2.20% (stronger) | 1.12% |
| Loans ÷ deposits | 87.6% | 77.7% (stronger) |
| Uninsured deposits | 30.4% | 17.1% (stronger) |
| Offices | 7 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.0% | 19.0% |
Powell Valley National Bank has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Powell Valley National Bank leads on 3 and TruPoint Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.