Side-by-side · Q2 2026 data
Ppg & Associates Federal Credit Union vs Tri State Rail Federal Credit Union
Credit union
Ppg & Associates Federal Credit Union
Creighton, Pennsylvania · Under $100 million in assets
Credit union
Tri State Rail Federal Credit Union
Erie, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Ppg & Associates Federal Credit Union | Tri State Rail Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 84 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 86 (stronger) | 83 |
| Earnings | 28 | 40 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 70th | 75th |
| Total assets | $19.6M | $19.9M |
| Deposits / shares | $17.4M | $15.9M |
| Capital ratio | 16.67% | 19.98% (stronger) |
| Problem loans | 0.42% (stronger) | 0.50% |
| Net charge-offs | 0.48% | -0.17% (stronger) |
| Return on assets | 0.20% | 0.50% (stronger) |
| Loans ÷ deposits | 27.8% (stronger) | 38.9% |
| Uninsured deposits | 2.3% | 0.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tri State Rail Federal Credit Union has the higher TellerScore (84 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Ppg & Associates Federal Credit Union leads on 2 and Tri State Rail Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.