Side-by-side · Q2 2026 data
Prairie State Bank and Trust vs Illinois State Credit Union
Metric by metric
| Measure | Prairie State Bank and Trust | Illinois State Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 69 |
| Capital cushion | 74 (stronger) | 57 |
| Loan quality | 83 (stronger) | 82 |
| Earnings | 83 (stronger) | 59 |
| Funding & liquidity | 75 (stronger) | 70 |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 77th | 48th |
| Total assets | $840.1M | $248.6M |
| Deposits / shares | $730.2M | $219.3M |
| Capital ratio | 12.39% (stronger) | 10.74% |
| Problem loans | 0.52% (stronger) | 0.54% |
| Net charge-offs | 0.04% (stronger) | 0.65% |
| Return on assets | 1.58% (stronger) | 0.97% |
| Loans ÷ deposits | 74.9% (stronger) | 90.2% |
| Uninsured deposits | 24.3% | 1.6% (stronger) |
| Offices | 17 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | — |
Prairie State Bank and Trust has the higher TellerScore (80 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Prairie State Bank and Trust leads on 6 and Illinois State Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.