Side-by-side · Q2 2026 data
Prairie State Bank and Trust vs Liberty Bank for Savings
Metric by metric
| Measure | Prairie State Bank and Trust | Liberty Bank for Savings |
|---|---|---|
| TellerScore | 80 | 84 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 83 | 99 (stronger) |
| Earnings | 83 (stronger) | 36 |
| Funding & liquidity | 75 | 78 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 77th | 86th |
| Total assets | $840.1M | $868.6M |
| Deposits / shares | $730.2M | $656.8M |
| Capital ratio | 12.39% | 24.01% (stronger) |
| Problem loans | 0.52% | 0.04% (stronger) |
| Net charge-offs | 0.04% | -0.00% (stronger) |
| Return on assets | 1.58% (stronger) | 0.41% |
| Loans ÷ deposits | 74.9% (stronger) | 82.2% |
| Uninsured deposits | 24.3% | 6.8% (stronger) |
| Offices | 17 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | — |
Liberty Bank for Savings has the higher TellerScore (84 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Prairie State Bank and Trust leads on 2 and Liberty Bank for Savings on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.