Side-by-side · Q2 2026 data
Prairie State Bank and Trust vs Millennium Bank
Metric by metric
| Measure | Prairie State Bank and Trust | Millennium Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 33 |
| Capital cushion | 74 (stronger) | 44 |
| Loan quality | 83 (stronger) | 0 |
| Earnings | 83 (stronger) | 44 |
| Funding & liquidity | 75 (stronger) | 52 |
| Problem-loan coverage | 95 (stronger) | 31 |
| Peer percentile | 77th | 1st |
| Total assets | $840.1M | $844.5M |
| Deposits / shares | $730.2M | $693.2M |
| Capital ratio | 12.39% (stronger) | 9.41% |
| Problem loans | 0.52% (stronger) | 4.37% |
| Net charge-offs | 0.04% (stronger) | 0.24% |
| Return on assets | 1.58% (stronger) | 0.59% |
| Loans ÷ deposits | 74.9% (stronger) | 94.8% |
| Uninsured deposits | 24.3% (stronger) | 26.6% |
| Offices | 17 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | — |
Prairie State Bank and Trust has the higher TellerScore (80 vs 33). On the 7 directional measures above (where higher or lower is clearly better), Prairie State Bank and Trust leads on 7 and Millennium Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.