Side-by-side · Q2 2026 data
Prairie Sun Bank vs Community Bank Owatonna
Metric by metric
| Measure | Prairie Sun Bank | Community Bank Owatonna |
|---|---|---|
| TellerScore | 58 | 63 (stronger) |
| Capital cushion | 49 (stronger) | 30 |
| Loan quality | 39 | 86 (stronger) |
| Earnings | 74 (stronger) | 52 |
| Funding & liquidity | 74 | 84 (stronger) |
| Problem-loan coverage | 76 | 92 (stronger) |
| Peer percentile | 16th | 24th |
| Total assets | $107.0M | $103.3M |
| Deposits / shares | $92.5M | $94.7M |
| Capital ratio | 9.85% (stronger) | 7.98% |
| Problem loans | 1.82% | 0.42% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.36% (stronger) | 0.81% |
| Loans ÷ deposits | 86.2% | 76.6% (stronger) |
| Uninsured deposits | 13.1% | 12.7% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | 51 | — |
| Complaints per $1B deposits | 551.2 | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank Owatonna has the higher TellerScore (63 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Prairie Sun Bank leads on 3 and Community Bank Owatonna on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.