Side-by-side · Q2 2026 data
Prairie Sun Bank vs Farmers and Merchants State Bank of Appleton
Bank
Farmers and Merchants State Bank of Appleton
Appleton, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Prairie Sun Bank | Farmers and Merchants State Bank of Appleton |
|---|---|---|
| TellerScore | 58 | 70 (stronger) |
| Capital cushion | 49 | 80 (stronger) |
| Loan quality | 39 (stronger) | 37 |
| Earnings | 74 | 100 (stronger) |
| Funding & liquidity | 74 (stronger) | 60 |
| Problem-loan coverage | 76 | 79 (stronger) |
| Peer percentile | 16th | 40th |
| Total assets | $107.0M | $62.0M |
| Deposits / shares | $92.5M | $53.8M |
| Capital ratio | 9.85% | 12.99% (stronger) |
| Problem loans | 1.82% (stronger) | 1.89% |
| Net charge-offs | -0.01% (stronger) | 0.03% |
| Return on assets | 1.36% | 3.27% (stronger) |
| Loans ÷ deposits | 86.2% (stronger) | 92.9% |
| Uninsured deposits | 13.1% (stronger) | 21.2% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | 51 | — |
| Complaints per $1B deposits | 551.2 | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers and Merchants State Bank of Appleton has the higher TellerScore (70 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Prairie Sun Bank leads on 4 and Farmers and Merchants State Bank of Appleton on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Appleton, MN