Side-by-side · Q2 2026 data
Prairie Sun Bank vs First State Bank Minnesota
Metric by metric
| Measure | Prairie Sun Bank | First State Bank Minnesota |
|---|---|---|
| TellerScore | 58 | 76 (stronger) |
| Capital cushion | 49 | 64 (stronger) |
| Loan quality | 39 | 73 (stronger) |
| Earnings | 74 | 98 (stronger) |
| Funding & liquidity | 74 (stronger) | 67 |
| Problem-loan coverage | 76 | 89 (stronger) |
| Peer percentile | 16th | 64th |
| Total assets | $107.0M | $105.9M |
| Deposits / shares | $92.5M | $92.5M |
| Capital ratio | 9.85% | 11.43% (stronger) |
| Problem loans | 1.82% | 0.80% (stronger) |
| Net charge-offs | -0.01% | -0.03% (stronger) |
| Return on assets | 1.36% | 1.94% (stronger) |
| Loans ÷ deposits | 86.2% (stronger) | 92.7% |
| Uninsured deposits | 13.1% (stronger) | 15.8% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | 51 | — |
| Complaints per $1B deposits | 551.2 | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank Minnesota has the higher TellerScore (76 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Prairie Sun Bank leads on 2 and First State Bank Minnesota on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.