Side-by-side · Q2 2026 data
Prairie Sun Bank vs Hometown Community Bank
Metric by metric
| Measure | Prairie Sun Bank | Hometown Community Bank |
|---|---|---|
| TellerScore | 58 (stronger) | 57 |
| Capital cushion | 49 (stronger) | 41 |
| Loan quality | 39 | 41 (stronger) |
| Earnings | 74 | 93 (stronger) |
| Funding & liquidity | 74 (stronger) | 61 |
| Problem-loan coverage | 76 (stronger) | 69 |
| Peer percentile | 16th | 14th |
| Total assets | $107.0M | $105.7M |
| Deposits / shares | $92.5M | $90.8M |
| Capital ratio | 9.85% (stronger) | 9.09% |
| Problem loans | 1.82% | 1.78% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.36% | 1.84% (stronger) |
| Loans ÷ deposits | 86.2% (stronger) | 99.1% |
| Uninsured deposits | 13.1% | 11.5% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | 51 | — |
| Complaints per $1B deposits | 551.2 | — |
| Mortgage denial rate (HMDA) | — | — |
Prairie Sun Bank has the higher TellerScore (58 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Prairie Sun Bank leads on 4 and Hometown Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.