Side-by-side · Q2 2026 data
Prairie Sun Bank vs National Bank of Commerce
Metric by metric
| Measure | Prairie Sun Bank | National Bank of Commerce |
|---|---|---|
| TellerScore | 58 | 70 (stronger) |
| Capital cushion | 49 (stronger) | 43 |
| Loan quality | 39 | 79 (stronger) |
| Earnings | 74 | 100 (stronger) |
| Funding & liquidity | 74 (stronger) | 53 |
| Problem-loan coverage | 76 | 91 (stronger) |
| Peer percentile | 16th | 58th |
| Total assets | $107.0M | $2.2B |
| Deposits / shares | $92.5M | $1.9B |
| Capital ratio | 9.85% (stronger) | 9.33% |
| Problem loans | 1.82% | 0.64% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.05% |
| Return on assets | 1.36% | 2.00% (stronger) |
| Loans ÷ deposits | 86.2% (stronger) | 92.0% |
| Uninsured deposits | 13.1% (stronger) | 29.1% |
| Offices | 4 | 20 |
| CFPB complaints (3 yrs) | 51 | — |
| Complaints per $1B deposits | 551.2 | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
National Bank of Commerce has the higher TellerScore (70 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Prairie Sun Bank leads on 4 and National Bank of Commerce on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.