Side-by-side · Q2 2026 data
Prairie Sun Bank vs Northern State Bank of Virginia
Metric by metric
| Measure | Prairie Sun Bank | Northern State Bank of Virginia |
|---|---|---|
| TellerScore | 58 | 75 (stronger) |
| Capital cushion | 49 | 52 (stronger) |
| Loan quality | 39 | 100 (stronger) |
| Earnings | 74 (stronger) | 66 |
| Funding & liquidity | 74 | 74 |
| Problem-loan coverage | 76 | 100 (stronger) |
| Peer percentile | 16th | 61st |
| Total assets | $107.0M | $102.0M |
| Deposits / shares | $92.5M | $91.2M |
| Capital ratio | 9.85% | 10.17% (stronger) |
| Problem loans | 1.82% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.15% |
| Return on assets | 1.36% (stronger) | 1.15% |
| Loans ÷ deposits | 86.2% | 79.2% (stronger) |
| Uninsured deposits | 13.1% (stronger) | 21.5% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | 51 | — |
| Complaints per $1B deposits | 551.2 | — |
| Mortgage denial rate (HMDA) | — | — |
Northern State Bank of Virginia has the higher TellerScore (75 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Prairie Sun Bank leads on 3 and Northern State Bank of Virginia on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.