Side-by-side · Q2 2026 data
Prairie Sun Bank vs Produce State Bank
Metric by metric
| Measure | Prairie Sun Bank | Produce State Bank |
|---|---|---|
| TellerScore | 58 | 69 (stronger) |
| Capital cushion | 49 | 53 (stronger) |
| Loan quality | 39 | 58 (stronger) |
| Earnings | 74 (stronger) | 73 |
| Funding & liquidity | 74 | 98 (stronger) |
| Problem-loan coverage | 76 | 88 (stronger) |
| Peer percentile | 16th | 40th |
| Total assets | $107.0M | $107.2M |
| Deposits / shares | $92.5M | $94.6M |
| Capital ratio | 9.85% | 10.33% (stronger) |
| Problem loans | 1.82% | 1.26% (stronger) |
| Net charge-offs | -0.01% | -0.15% (stronger) |
| Return on assets | 1.36% (stronger) | 1.31% |
| Loans ÷ deposits | 86.2% | 62.6% (stronger) |
| Uninsured deposits | 13.1% | 9.8% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | 51 | — |
| Complaints per $1B deposits | 551.2 | — |
| Mortgage denial rate (HMDA) | — | — |
Produce State Bank has the higher TellerScore (69 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Prairie Sun Bank leads on 1 and Produce State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.