Side-by-side · Q2 2026 data
Preferred Bank vs Poppy Bank
Metric by metric
| Measure | Preferred Bank | Poppy Bank |
|---|---|---|
| TellerScore | 58 (stronger) | 52 |
| Capital cushion | 56 (stronger) | 47 |
| Loan quality | 48 (stronger) | 37 |
| Earnings | 88 (stronger) | 72 |
| Funding & liquidity | 25 | 52 (stronger) |
| Problem-loan coverage | 77 (stronger) | 68 |
| Peer percentile | 17th | 9th |
| Total assets | $7.7B | $8.3B |
| Deposits / shares | $6.5B | $6.3B |
| Capital ratio | 10.55% (stronger) | 9.71% |
| Problem loans | 1.57% (stronger) | 1.89% |
| Net charge-offs | 0.18% (stronger) | 0.40% |
| Return on assets | 1.69% (stronger) | 1.29% |
| Loans ÷ deposits | 95.8% | 91.5% (stronger) |
| Uninsured deposits | 50.3% | 30.2% (stronger) |
| Offices | 17 | 45 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.4% | — |
Preferred Bank has the higher TellerScore (58 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Preferred Bank leads on 5 and Poppy Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.