Side-by-side · Q2 2026 data
Premier Bank vs Dubuque Postal Employees Credit Union
Credit union
Dubuque Postal Employees Credit Union
Dubuque, Iowa · Under $100 million in assets
Metric by metric
| Measure | Premier Bank | Dubuque Postal Employees Credit Union |
|---|---|---|
| TellerScore | 67 | 92 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 66 (stronger) | 60 |
| Funding & liquidity | 53 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 34th | 92nd |
| Total assets | $357.7M | $4.3M |
| Deposits / shares | $304.8M | $3.6M |
| Capital ratio | 8.90% | 15.28% (stronger) |
| Problem loans | 0.07% | 0.00% (stronger) |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.15% (stronger) | 1.01% |
| Loans ÷ deposits | 86.3% | 36.0% (stronger) |
| Uninsured deposits | 33.9% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | — |
Dubuque Postal Employees Credit Union has the higher TellerScore (92 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Premier Bank leads on 1 and Dubuque Postal Employees Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.