Side-by-side · Q2 2026 data
PremierBank vs First State Bank
Metric by metric
| Measure | PremierBank | First State Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 69 |
| Capital cushion | 48 | 48 |
| Loan quality | 92 | 96 (stronger) |
| Earnings | 64 (stronger) | 53 |
| Funding & liquidity | 69 (stronger) | 68 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 43rd | 40th |
| Total assets | $583.9M | $558.1M |
| Deposits / shares | $444.2M | $449.8M |
| Capital ratio | 9.80% | 9.80% (stronger) |
| Problem loans | 0.24% | 0.12% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.02% |
| Return on assets | 1.10% (stronger) | 0.83% |
| Loans ÷ deposits | 86.6% (stronger) | 87.1% |
| Uninsured deposits | 19.3% (stronger) | 19.5% |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | — |
PremierBank has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), PremierBank leads on 5 and First State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.