Side-by-side · Q2 2026 data
PremierBank vs Unity Bank
Metric by metric
| Measure | PremierBank | Unity Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 27 |
| Capital cushion | 48 (stronger) | 38 |
| Loan quality | 92 (stronger) | 0 |
| Earnings | 64 (stronger) | 21 |
| Funding & liquidity | 69 | 77 (stronger) |
| Problem-loan coverage | 96 (stronger) | 0 |
| Peer percentile | 43rd | 0th |
| Total assets | $583.9M | $574.8M |
| Deposits / shares | $444.2M | $509.6M |
| Capital ratio | 9.80% (stronger) | 8.78% |
| Problem loans | 0.24% (stronger) | 8.39% |
| Net charge-offs | -0.00% (stronger) | 0.54% |
| Return on assets | 1.10% (stronger) | 0.03% |
| Loans ÷ deposits | 86.6% | 82.9% (stronger) |
| Uninsured deposits | 19.3% | 11.6% (stronger) |
| Offices | 6 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | 12.5% |
PremierBank has the higher TellerScore (70 vs 27). On the 7 directional measures above (where higher or lower is clearly better), PremierBank leads on 5 and Unity Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.