Side-by-side · Q2 2026 data
PremierBank vs WaterStone Bank, SSB
Metric by metric
| Measure | PremierBank | WaterStone Bank, SSB |
|---|---|---|
| TellerScore | 70 | 81 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 92 (stronger) | 88 |
| Earnings | 64 | 71 (stronger) |
| Funding & liquidity | 69 (stronger) | 37 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 43rd | 91st |
| Total assets | $583.9M | $2.3B |
| Deposits / shares | $444.2M | $1.5B |
| Capital ratio | 9.80% | 15.43% (stronger) |
| Problem loans | 0.24% (stronger) | 0.36% |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 1.10% | 1.28% (stronger) |
| Loans ÷ deposits | 86.6% (stronger) | 123.7% |
| Uninsured deposits | 19.3% (stronger) | 26.8% |
| Offices | 6 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | 19.2% |
WaterStone Bank, SSB has the higher TellerScore (81 vs 70). On the 7 directional measures above (where higher or lower is clearly better), PremierBank leads on 3 and WaterStone Bank, SSB on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.