Side-by-side · Q2 2026 data
PrimeSouth Bank vs PeoplesSouth Bank
Metric by metric
| Measure | PrimeSouth Bank | PeoplesSouth Bank |
|---|---|---|
| TellerScore | 66 | 69 (stronger) |
| Capital cushion | 70 (stronger) | 54 |
| Loan quality | 51 | 66 (stronger) |
| Earnings | 97 (stronger) | 81 |
| Funding & liquidity | 33 | 80 (stronger) |
| Problem-loan coverage | 80 | 80 |
| Peer percentile | 40th | 53rd |
| Total assets | $1.6B | $1.2B |
| Deposits / shares | $1.3B | $1.1B |
| Capital ratio | 12.03% (stronger) | 10.45% |
| Problem loans | 1.48% | 1.02% (stronger) |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 1.92% (stronger) | 1.53% |
| Loans ÷ deposits | 98.0% | 77.1% (stronger) |
| Uninsured deposits | 41.4% | 18.1% (stronger) |
| Offices | 9 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | 5.5% |
PeoplesSouth Bank has the higher TellerScore (69 vs 66). On the 7 directional measures above (where higher or lower is clearly better), PrimeSouth Bank leads on 2 and PeoplesSouth Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.