Side-by-side · Q2 2026 data
Primis Bank vs Virginia Federal Credit Union
Metric by metric
| Measure | Primis Bank | Virginia Federal Credit Union |
|---|---|---|
| TellerScore | 50 | 61 (stronger) |
| Capital cushion | 45 | 59 (stronger) |
| Loan quality | 39 | 65 (stronger) |
| Earnings | 61 (stronger) | 35 |
| Funding & liquidity | 46 | 77 (stronger) |
| Problem-loan coverage | 74 | 86 (stronger) |
| Peer percentile | 7th | 27th |
| Total assets | $4.3B | $7.4B |
| Deposits / shares | $3.5B | $6.4B |
| Capital ratio | 9.51% | 10.90% (stronger) |
| Problem loans | 1.83% | 1.05% (stronger) |
| Net charge-offs | 0.39% (stronger) | 0.73% |
| Return on assets | 1.02% (stronger) | 0.38% |
| Loans ÷ deposits | 105.7% | 83.5% (stronger) |
| Uninsured deposits | 22.9% | 5.2% (stronger) |
| Offices | 25 | 38 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Virginia Federal Credit Union has the higher TellerScore (61 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Primis Bank leads on 2 and Virginia Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.