Side-by-side · Q2 2026 data
Principal Bank vs Cedar Rapids Bank and Trust Company
Metric by metric
| Measure | Principal Bank | Cedar Rapids Bank and Trust Company |
|---|---|---|
| TellerScore | 64 | 87 (stronger) |
| Capital cushion | 21 | 100 (stronger) |
| Loan quality | 85 (stronger) | 82 |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 66 (stronger) | 43 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 33rd | 98th |
| Total assets | $9.8B | $2.9B |
| Deposits / shares | $9.3B | $2.1B |
| Capital ratio | 7.13% | 16.94% (stronger) |
| Problem loans | 0.44% (stronger) | 0.54% |
| Net charge-offs | 0.00% (stronger) | 0.23% |
| Return on assets | 1.68% | 2.72% (stronger) |
| Loans ÷ deposits | 32.2% (stronger) | 95.8% |
| Uninsured deposits | 45.6% | 34.0% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.9% |
Cedar Rapids Bank and Trust Company has the higher TellerScore (87 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Principal Bank leads on 3 and Cedar Rapids Bank and Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.