Side-by-side · Q2 2026 data
Principal Bank vs Charter Bank
Metric by metric
| Measure | Principal Bank | Charter Bank |
|---|---|---|
| TellerScore | 64 | 83 (stronger) |
| Capital cushion | 21 | 60 (stronger) |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 87 | 90 (stronger) |
| Funding & liquidity | 66 | 79 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 33rd | 84th |
| Total assets | $9.8B | $227.5M |
| Deposits / shares | $9.3B | $203.5M |
| Capital ratio | 7.13% | 11.03% (stronger) |
| Problem loans | 0.44% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.68% | 1.75% (stronger) |
| Loans ÷ deposits | 32.2% (stronger) | 80.8% |
| Uninsured deposits | 45.6% | 13.1% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.0% |
Charter Bank has the higher TellerScore (83 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Principal Bank leads on 2 and Charter Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.