Side-by-side · Q2 2026 data
PriorityOne Bank vs Covington County Bank
Metric by metric
| Measure | PriorityOne Bank | Covington County Bank |
|---|---|---|
| TellerScore | 70 | 77 (stronger) |
| Capital cushion | 69 | 88 (stronger) |
| Loan quality | 47 | 67 (stronger) |
| Earnings | 100 (stronger) | 77 |
| Funding & liquidity | 65 | 74 (stronger) |
| Problem-loan coverage | 78 | 78 |
| Peer percentile | 58th | 68th |
| Total assets | $1.2B | $109.2M |
| Deposits / shares | $1.0B | $93.9M |
| Capital ratio | 11.89% | 13.76% (stronger) |
| Problem loans | 1.58% | 0.99% (stronger) |
| Net charge-offs | 0.17% | 0.01% (stronger) |
| Return on assets | 2.03% (stronger) | 1.42% |
| Loans ÷ deposits | 88.9% | 86.1% (stronger) |
| Uninsured deposits | 20.8% | 12.8% (stronger) |
| Offices | 17 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.2% | — |
Covington County Bank has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), PriorityOne Bank leads on 1 and Covington County Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Collins, MS
- Seminary, MS