Side-by-side · Q2 2026 data
Prism Bank vs American Nation Bank
Metric by metric
| Measure | Prism Bank | American Nation Bank |
|---|---|---|
| TellerScore | 63 | 76 (stronger) |
| Capital cushion | 51 | 53 (stronger) |
| Loan quality | 84 | 98 (stronger) |
| Earnings | 56 | 82 (stronger) |
| Funding & liquidity | 44 | 71 (stronger) |
| Problem-loan coverage | 92 (stronger) | 87 |
| Peer percentile | 24th | 64th |
| Total assets | $720.9M | $691.5M |
| Deposits / shares | $639.6M | $577.7M |
| Capital ratio | 10.08% | 10.31% (stronger) |
| Problem loans | 0.49% | 0.06% (stronger) |
| Net charge-offs | -0.02% (stronger) | -0.00% |
| Return on assets | 0.91% | 1.54% (stronger) |
| Loans ÷ deposits | 95.3% | 82.8% (stronger) |
| Uninsured deposits | 33.5% | 20.9% (stronger) |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.8% |
American Nation Bank has the higher TellerScore (76 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Prism Bank leads on 1 and American Nation Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.