Side-by-side · Q2 2026 data
Prism Bank vs International Bank of Commerce
Metric by metric
| Measure | Prism Bank | International Bank of Commerce |
|---|---|---|
| TellerScore | 63 | 88 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 84 (stronger) | 78 |
| Earnings | 56 | 75 (stronger) |
| Funding & liquidity | 44 | 90 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 24th | 98th |
| Total assets | $720.9M | $1.6B |
| Deposits / shares | $639.6M | $1.2B |
| Capital ratio | 10.08% | 15.53% (stronger) |
| Problem loans | 0.49% (stronger) | 0.66% |
| Net charge-offs | -0.02% (stronger) | 0.25% |
| Return on assets | 0.91% | 1.37% (stronger) |
| Loans ÷ deposits | 95.3% | 54.8% (stronger) |
| Uninsured deposits | 33.5% | 24.2% (stronger) |
| Offices | 1 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
International Bank of Commerce has the higher TellerScore (88 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Prism Bank leads on 2 and International Bank of Commerce on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Guthrie, OK