Side-by-side · Q2 2026 data
Prism Bank vs Quail Creek Bank
Metric by metric
| Measure | Prism Bank | Quail Creek Bank |
|---|---|---|
| TellerScore | 63 | 67 (stronger) |
| Capital cushion | 51 (stronger) | 41 |
| Loan quality | 84 (stronger) | 78 |
| Earnings | 56 | 89 (stronger) |
| Funding & liquidity | 44 | 57 (stronger) |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 24th | 34th |
| Total assets | $720.9M | $831.2M |
| Deposits / shares | $639.6M | $756.5M |
| Capital ratio | 10.08% (stronger) | 9.07% |
| Problem loans | 0.49% (stronger) | 0.65% |
| Net charge-offs | -0.02% (stronger) | 0.08% |
| Return on assets | 0.91% | 1.72% (stronger) |
| Loans ÷ deposits | 95.3% | 80.9% (stronger) |
| Uninsured deposits | 33.5% (stronger) | 34.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.9% |
Quail Creek Bank has the higher TellerScore (67 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Prism Bank leads on 4 and Quail Creek Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.