Side-by-side · Q2 2026 data
Produce State Bank vs Red River State Bank
Metric by metric
| Measure | Produce State Bank | Red River State Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 59 |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 58 (stronger) | 0 |
| Earnings | 73 | 100 (stronger) |
| Funding & liquidity | 98 (stronger) | 55 |
| Problem-loan coverage | 88 (stronger) | 10 |
| Peer percentile | 40th | 17th |
| Total assets | $107.2M | $110.2M |
| Deposits / shares | $94.6M | $91.7M |
| Capital ratio | 10.33% | 15.24% (stronger) |
| Problem loans | 1.26% (stronger) | 8.88% |
| Net charge-offs | -0.15% | -0.67% (stronger) |
| Return on assets | 1.31% | 2.18% (stronger) |
| Loans ÷ deposits | 62.6% (stronger) | 105.4% |
| Uninsured deposits | 9.8% (stronger) | 10.5% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Produce State Bank has the higher TellerScore (69 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Produce State Bank leads on 4 and Red River State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.