Side-by-side · Q2 2026 data
Prospect Bank vs Albank National Association
Metric by metric
| Measure | Prospect Bank | Albank National Association |
|---|---|---|
| TellerScore | 57 | 70 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 85 (stronger) | 62 |
| Earnings | 30 | 51 (stronger) |
| Funding & liquidity | 69 (stronger) | 33 |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 14th | 43rd |
| Total assets | $715.6M | $721.8M |
| Deposits / shares | $603.4M | $591.1M |
| Capital ratio | 8.50% | 16.98% (stronger) |
| Problem loans | 0.45% (stronger) | 1.13% |
| Net charge-offs | 0.01% (stronger) | 0.50% |
| Return on assets | 0.26% | 0.79% (stronger) |
| Loans ÷ deposits | 77.9% (stronger) | 91.9% |
| Uninsured deposits | 27.3% (stronger) | 47.1% |
| Offices | 11 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.8% | 40.0% |
Albank National Association has the higher TellerScore (70 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Prospect Bank leads on 4 and Albank National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.