Side-by-side · Q2 2026 data
Prospect Bank vs Constitution Bank, National Association
Metric by metric
| Measure | Prospect Bank | Constitution Bank, National Association |
|---|---|---|
| TellerScore | 57 | 68 (stronger) |
| Capital cushion | 35 | 52 (stronger) |
| Loan quality | 85 (stronger) | 79 |
| Earnings | 30 | 65 (stronger) |
| Funding & liquidity | 69 (stronger) | 68 |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 14th | 37th |
| Total assets | $715.6M | $683.1M |
| Deposits / shares | $603.4M | $618.6M |
| Capital ratio | 8.50% | 10.17% (stronger) |
| Problem loans | 0.45% (stronger) | 0.62% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.26% | 1.13% (stronger) |
| Loans ÷ deposits | 77.9% (stronger) | 78.4% |
| Uninsured deposits | 27.3% (stronger) | 27.4% |
| Offices | 11 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.8% | — |
Constitution Bank, National Association has the higher TellerScore (68 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Prospect Bank leads on 3 and Constitution Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.