Side-by-side · Q2 2026 data
Prospera Credit Union vs First Community CU of Beloit Credit Union
Credit union
First Community CU of Beloit Credit Union
Beloit, Wisconsin · $100 million – $1 billion
Metric by metric
| Measure | Prospera Credit Union | First Community CU of Beloit Credit Union |
|---|---|---|
| TellerScore | 61 | 63 (stronger) |
| Capital cushion | 41 | 57 (stronger) |
| Loan quality | 93 (stronger) | 74 |
| Earnings | 33 | 57 (stronger) |
| Funding & liquidity | 64 (stronger) | 52 |
| Problem-loan coverage | 96 (stronger) | 86 |
| Peer percentile | 24th | 29th |
| Total assets | $378.9M | $410.2M |
| Deposits / shares | $322.4M | $348.1M |
| Capital ratio | 9.09% | 10.69% (stronger) |
| Problem loans | 0.22% (stronger) | 0.77% |
| Net charge-offs | 0.19% (stronger) | 0.30% |
| Return on assets | 0.31% | 0.93% (stronger) |
| Loans ÷ deposits | 96.2% (stronger) | 107.3% |
| Uninsured deposits | 6.8% (stronger) | 16.0% |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | — |
First Community CU of Beloit Credit Union has the higher TellerScore (63 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Prospera Credit Union leads on 4 and First Community CU of Beloit Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.